- Budget and Credit Counseling
- Debt Management Plans
- Housing Counseling
- Community Financial Literacy Education
- Bankruptcy Counseling and Education
Select one of the options to the left to find out more about our services.
HomeSafe Georgia program is expanding! This program may help you save your home! Click here for more details.
HomeSafe Georgia is a program that provides temporary mortgage payment assistance for Georgia homeowners who have suffered a hardship, such as unemployment, underemployment, medical, death in the immediate family, or loss of income due to active duty military orders. If you are approved for assistance, HomeSafe Georgia will assist with your mortgage payments for up to 24 months.
CCCS of Middle Georgia is a regional partner with HomeSafe Georgia. To see if you qualify, call to speak with one of our counselors at 478-745-6197 (Macon), 478-922-1141 (Warner Robins), or 1-800-446-7123. Visit HomeSafe Georgia’s website for eligibility details.
CCCS specializes in budget and credit counseling that can help you improve money management skills and identify solutions to repay credit card debts or other financial issues.
A Debt Management Plan (DMP) is a voluntary debt repayment program that helps many people get out of debt.
As a HUD-approved housing counseling agency, we offer three types of housing-related counseling services: Pre-Purchase Housing Counseling, Delinquent Mortgage Counseling, and Reverse Mortgage Counseling.
Community Educational Programs are offered as an important community outreach tool. These programs, centered around topics such as credit management, budgeting, and “consumer beware” issues, offer participants the opportunity to learn and thus become better managers of the financial aspects of their lives. Our programs are easily adaptable to your time schedule or audience, and they are typically free of charge.
We are approved by the Executive Office of the U.S. Trustee (EOUST)* to offer pre-filing bankruptcy counseling and pre-discharge bankruptcy education for residents of Georgia and South Carolina.
Our agency has been serving the Middle Georgia area for more than 40 years. We are the only agency that has physical offices located in our service area.
See how we were able to help our clients with their debt.